• Welcome to Equity Auto Finance.  We exist to create opportunities for our team, customers, and community.


    Learn more about us and what we can offer those in need of auto financing by exploring our website.

  • How to Reach Us

    The office is open Monday - Friday from 8:30am - 5:30pm.

    Phone: (623) 815-0885

    Fax: (602) 441-3200

    Email: info@equityautofin.com

    Upcoming Holiday Business Closures

    Equity Auto Finance will be closed in honor of the following observed holidays.  Online and IVR payment options, as well as Passtime support, are available 24 hours a day, 7 days a week.  If you have made a payment and are still experiencing issues with your vehicle, please call (800) 865-3260.

    • Monday, May 29th - Memorial Day Observation
    • Tuesday, July 4th - Independence Day Observation
    • Monday, September 4th - Labor Day Observation
  • Quick Links

    Get to where you want to be...fast!

    Online Payment

    Make a payment online by using a debit or credit card for a reasonable processing fee.

    Passtime Support

    Passtime Support is available 24/7 and is available by phone, email or online chat.

  • Payment Options

    Equity Auto Finance offers six different payment methods to best meet the needs of our customers.

    Automatic Withdrawal can be processed using a debit/credit card.  This free service is the most efficient way to make a payment.  Click here for the enrollment form.

    Make your payment online using a debit/credit card.  This option requires a $4.95 convenience fee.  You will need to have your account number to use this service.  Call our office with any questions.

    Pay by Phone

    The Pay by Phone or IVR system accepts debit/credit card payments by calling (703) 857-4386.  This option requires a $4.95 convenience fee.  You need to have your account number to use this service.  Call our office with any questions.

    Pay Near Me

    Pay Near Me payments can be made at any 7-Eleven or Ace Cash Express locations using any form of payment. Please call and speak with an Equity Auto Finance rep for details as you need to be registered for this program.


    Payments can be made at any Walmart location at the Money Center or Customer Service Desk.  To make the payment, the customer needs to let the cashier know they want to pay Equity Auto Finance through Check Free Pay and provide the account number and the amount they want to pay.  The payment reference number will need to be called into a customer service rep at Equity Auto Finance.

    Money Order or Bill Pay

    The only forms of payment accepted in the office is by money order or bill pay.  These payments can be sent via the United States Postal Service or dropped by the office.

  • Who We Are

    We've got a top notch team!

    Our Purpose

    Equity Auto Finance believes in challenging the status quo.  Our business exists to help others succeed.  We create opportunities for our team, customers, and community.  We do this by creatively facing challenges and thinking differently.  We value our customers by providing unique finance options, focusing on customer service, and being solutions driven.  We offer those with less-than-perfect credit the opportunity to be mobile.

    Core Values






    Yes We Can Attitude

    Meet the Team

    • Gerardo - Litigation Manager
    • Rebecca - Office Manager
    • Sam - Customer Account Representative
  • The EAF Blog

    Thoughts, musings, and ruminations.

  • Connect With Us

    Links to social media.

    Like us on Facebook!

  • Contact Us!

    Don't be afraid to reach out. Your suggestions help to make us better.

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